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Dustin Hook

Direct: (412) 475-3091
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Mortgage Pre-Approval

 

Find out how much you can afford and increase your negotiating pmortgage pre-approvalower by applying for a mortgage pre-approval before you start your home search! When the lender hands you a preapproval letter, it means you can:

Save Time by Looking at the Right Homes
Set your search criteria for homes that are in a price range that you can afford. Your mortgage pre-approval will let you know how much you are able to spend, and will help you determine a monthly payment that will fit your budget.

Gain Confidence & Avoid Disillusionment

When you find that perfect home your pre-approval will give you the confidence to know that you are qualified to buy it. You can minimize anxiety and remove last-minute loan surprises that could disqualify you.

Increase Bargaining & Negotiating Power
Sellers will be more likely to accept your offer because you are giving the seller peace of mind that the home is sold. Sellers can take her home off the market and place it into pending status with confidence.

Enjoy a Faster Closing Period
Because you’ve already selected a mortgage broker or bank, and taken the first step in the mortgage process you may be able to move through the process more quickly. Have important documents (such as pay stubs, recent tax returns, and bank statements) gathered and up to date.

Because mortgage approval is generally the longest contingency to satisfy in a purchase contract, it is to your advantage to obtain a preapproval letter as soon as you're ready to begin your search. Lenders will render a decision based on your complete loan application, employment verification and data from all three credit reports.

 

 To speak to one of our mortgage representatives and start the pre-approval process, click on the below link! 

Get Pre-Approved

 

Or feel free to contact me and I will personally put you in touch with one of our mortgage specialists today! Should you have any questions or require further information, please feel free to contact me as I am happy to help in anyway I can!!!  --Dustin Hook, Realtor®

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